Tools and calculators
Free calculators, using 2026 Italian tax rules, to work out when you can stop working and what today's choices cost you.
FIRE simulator with the INPS state pensionWhen you can stop, with savings, monthly saving, INPS pension and Coast FIRE.FIRE Monte Carlo simulatorSuccess probability of your FIRE plan with Monte Carlo and history, pensions, costs and allocation.Pension fund vs ETF: tax saving calculatorIncome tax saving, employer contribution and final capital: pension fund versus ETF.The cost of waiting to investThe cost of delaying your investments, in euros and in years of work.What fees cost you: investment cost calculatorCompound interest with two cost levels: what fees are worth over 20 or 30 years.Mortgage calculator: payment, interest and overpaymentsPayment, amortisation, 19% tax credit and the saving from a partial early repayment.Net yield calculator for BTPs and bondsGross and net yield to maturity, with 12.5% or 26% tax, stamp duty and fees.