Free portfolio review, for the first 5 people

What you get

• Real costs, in euros: what you pay each year in product and service costs, and what that adds up to over 10 and 20 years.
• Diversification and concentration: where your money is really invested, by region, sector and type of instrument.
• Risk exposure: how much the portfolio can swing and whether that fits your time horizon and goals.
• How your products work: exit penalties, guarantees and lock-ins of insurance policies and managed portfolios.
• A written report, sent by email. If you like, once you've read it we can go through it together in a 30-minute call.

What it isn't

• I won't tell you which products to buy or sell and I won't offer you anything: I have no products to sell and take no commissions.
• You don't need to move your money or change bank or broker.
• There's no commitment: if you want to stop after the report, that's absolutely fine.

How it works

1. Fill in the form below: product names or ISIN codes are enough, amounts are optional. If you like, attach your securities account statement, your bank's annual cost report or the KIDs.
2. I prepare the report carefully, based on your real documents: you receive it by email within 10 working days.
3. If you want, we go through it together in a 30-minute call. In return I ask just for a short feedback questionnaire, five minutes.

Request your review

Meanwhile, you can estimate what costs add up to with the investment fees calculator, and see where to find them in the guide what your bank's funds really cost.